Commercial Lines

Implementing and maintaining a best-in-class insurance and risk management program for your business shouldn’t be a drain on internal resources.

We leverage technology to build an insurance program that works for your business. We cater to the following industries: healthcare, social services, home services, construction, and technology.


Our Process

Insurance Doesn’t Have to be Hard- Oberle’s Guide to a Better Insurance Program

Audit the Current Program

Based on our experience in working with organizations like yours, we’ll review your current insurance program to identify coverage gaps and savings opportunities.

Practical Recommendations

We present our findings in a simple, actionable format that can be shared amongst all stakeholders.  We’ll be your guide in understanding the next steps and actions needed to improve your insurance program.

Pricing Check

We bid out your program to insurance carriers that specialize in insuring businesses in your industry. We leverage technology to reduce the time you’ll spend on compiling exposure information and completing insurance applications.

Change Without Disruption

We’ll walk you through the transition from the old insurance program to the new program, ensuring zero disruption.

We’re committed to delivering exceptional service to your team. Our Net Promoter Scores (NPS) are among the highest in our peer group.

Our Offerings

Property & Casualty Insurance

Employee Benefits

Life Insurance

Private Client

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Satisfied Clients

What Our Clients Are Saying

Our Team


Steve Pope, CIC

Commercial Lines Team Leader

Steve Pope is the Commercial Lines Team Leader at Oberle Risk Strategies. Steve has an extensive knowledge of property and causality coverage and is experienced in working with clients and insurance markets to place and manage insurance programs. He has over a decade of experience in the insurance industry with a focus on commercial insurance for small and middle market businesses as well as private equity, M&A, and insurance program consolidation. This makes him a trusted advisor for businesses that partner with Oberle Risk Strategies. He uses this knowledge to guide the commercial lines team, providing exceptional coverage and service for our clients. Steve completed his CIC (Certified Insurance Counselor) designation in 2013. Outside of the office, Steve enjoys spending time with his wife and two children, and he can be found engaged in various activities with his family or coaching his daughters’ sports teams.

Wes Allard, CPU

M&A Specialist | ETA Team

Wes Allard is an M&A Specialist at Oberle Risk Strategies. He supports clients through the acquisition process by reviewing the current insurance programs of the businesses they are buying. Wes helps clients better understand what insurance coverages are necessary for their specific deal needs, and he builds comprehensive insurance programs for their new businesses going forward. During his time in insurance, Wes has obtained several important designations to further his understanding of insurance coverage and its application. Some of these designations include the Associate in Risk Management (ARM), Associate in Claims (AIC), Commercial Lines Coverage Specialist (CLCS), and the Chartered Property Casualty Underwriter. (CPCU) Wes is passionate about helping clients better understand their insurance coverage and making the insurance buying process as simple & straightforward as possible. Outside of work, Wes enjoys playing golf and pickleball with friends as well as spending time with his wife Taylor, and dog, Kevin.

Sarah Moore

Account Manager | ETA Team

Sarah Moore is an Account Manager on the ETA/Search Fund team at Oberle Risk Strategies. In addition to guiding our clients through the renewal process, Sarah is passionate about providing great customer service. She also assists our clients with coverage questions and any other general inquiries they may have. Sarah works with many of our clients in technology and healthcare, quickly learning the ins and outs of these industries. While she currently resides in St. Louis with her husband and dog, Sarah is a Chicago native – making sports rivalries in the office extra exciting!


Brianne Wells, CISR

Account Manager | ETA Team

Brianne Wells is an Account Manager with the Entrepreneurship Through Acquisition (ETA) Team.  She handles commercial insurance for businesses both large and small: renewals, policy changes, or questions.  She believes insurance is an important part of doing business, and that clients should have faith in their insurance agent and not worry about their coverage.  She has a CISR designation and is working toward adding her CIC (Certified Insurance Counselor) designation.  In her free time, she teaches yoga and enjoys spending time with her family.


Donna Spradley

Account Specialist | ETA Team

Donna Spradley expresses having the honor of working at Oberle Risk Strategies since July 2021 in an account specialist role. She provides a supporting role for Oberle and our clients helping with day-to-day functions: certificates, auto id cards, policy changes, billing questions, claims, etc. Her insurance experience began in 1978 after graduating from college at Pittsburg State University, located in Pittsburg, Kansas. She is married, has 2 sons, 2 stepsons, 2 dogs, 4 grand dogs, 2 step grandkids, and 4 step grandkids. In her spare time, Donna likes to read, go for hikes, and attend sporting events.


Tammy Vesper, CISR

Account Manager

Tammy Vesper is an Account Specialist at Oberle Risk Strategies. She has been with the company since 2001 and is a Certified Insurance Service Representative working with our Commercial Lines of business. Tammy expresses feeling fortunate her family lives in the area, and they are close enough to spend a lot of quality time together. She enjoys gardening, Cardinal baseball games, and watching her grandchildren play sports.

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